When it comes to something as important as financial advice, choosing who to hire (or retain) is a huge decision. As life evolves, our needs and viewpoints can change repeatedly, and there is no shortage of financial advisors and financial ...

Old habits die hard. Did you sacrifice and save to get to retirement only to find you remain frugal, reluctant, or fearful to spend more freely in a new phase of life? Adam and Ben aren’t jedis and can’t wave their hand to simply make their cli...

Money is an emotionally charged topic and it can sometimes ruin relationships. Savers vs. spenders. Planners vs. non-planners. How can a couple keep the money side of their relationship healthy? It starts by simply building the space and time t...

Demand for senior living communities is growing due to an aging population, longer life expectancies, and increased awareness of the benefits of community living. But there are a lot of financial implications to making such a move. Whether “dow...

We’re a very polarized nation right now so for many, the stakes of the upcoming election season feel super high. Do your politics impact your planning though? In this podcast Adam and Ben discuss to what degree the election results could impact...

In its simplest form, financial success stems from having adequate income to cover expenses. The trouble is that even if income exceeds expenses now, that doesn’t mean it’ll always be that way. Retirement, job change, health event, premature de...

While no one can know what the future brings, we know that certain things in life are inevitable like taxes and death. When a loved one passes and you’re in charge of settling the estate, the process and emotions can be overwhelming. Even the m...

Most people build their wealth inside tax-deferred retirement accounts. Deferring taxes sounds great – but at a certain age, the IRS comes calling and you can’t defer paying income taxes any longer on those accounts! Listen as Adam and Ben disc...

Here we are in June 2024, and the market is at all-time highs yet again! For some, it begs the question “Is now still an OK time to invest new money?” Oddly enough, Ben and Adam addressed this very question back in June of 2021. With the benefi...

Sometimes when someone close to us passes away, we end up inheriting their retirement savings. “What’s an RMD? When do I need to take them? Over what period of time? Who is tracking that? You mean I have to pay income taxes?!” There are so many...

Stepping into retirement comes with a host of challenges! Beyond all the financial STUFF that needs to be well-planned out, there’s the daunting task of figuring out how to spend your time, find purpose, engage others, and continue to challenge...

Life ebbs and flows. If you look back on the last 10 or 20 years of your life, surely there were many events that had the potential to disrupt your financial life! When a curveball comes our way, we may need access to money and the question the...

Our clients going through different phases of planning requiring different advisor focuses over time. There are times when we need to help “fix” problems and other times when we work behind the scenes to make sure the plan is intact while you’r...

While there’s no perfect way to go about investing, Adam and Ben believe that investing before going through a financial planning process is like firing before taking aim. Listen as they share insights on how the tenants of financial planni...

It’s far too often that investment and financial planning jargon get in the way of clearly articulating what someone’s investment plan looks like. And we aren’t talking about using terms like alpha or sharpe ratios either. Something as simple a...

Aging is a part of life. While we enter this world under the care of parents, we often times need to return the loving favor by caring for them as they enter their twilight years.  Needing care can have many financial repercussions for you...

People work hard to save for retirement. Then they retire and – the balancing act begins. Do they value preserving assets throughout retirement? If so, they might hold fast to their saving habits and continue to be frugal. Others may value thei...

A lot of financial planning clients require the services of a tax professional. Then there are others whose phase of life and financial situation don’t necessarily require that level of help. But what about those who might be somewhere in the m...

In this episode of AB Conversations, Ben and Adam delve into the financial planning concept of living off the income of savings and not cutting into the principle by comparing one’s savings to a "Golden Goose Laying Golden Eggs." They discuss s...

📈 Navigating the financial landscape in 2024! 📉 Ben and Adam discuss the impact of market recovery and the common question that comes up in conversation at the beginning of a new year: "should I change my investment strategy?" Tune in for valua...

💡 In the latest episode of A/B Conversations, Ben and Adam discuss different types of relationships with financial planners. 🤝 Are you seeking advice or a collaborative partner in your financial journey? Tune in to explore the nuances and find ...

What happens when things go sideways in your financial journey? From market fluctuations, healthcare costs, and unexpected expenses, Ben and Adam talk about how we plan for worst-case scenarios. This allows clients to feel prepared no matter wh...

Planning for retirement? 🏖️🌴 Discover the power of 'likelihood of success' in mapping out your financial future. Learn from Benjamin Haas & Adam Werner as they share real-life scenarios and trade-offs in our latest podcast episode. 🗂️💡 ...

In the world of financial planning, it's not just about numbers; it's also about understanding emotions and priorities. Join the conversation with Benjamin Haas and Adam Werner as they reveal the detective work behind effective financial planni...

Ready to debunk the myth of completely avoiding taxes? Listen to our podcast as we explore the strategies, nuances, and misconceptions surrounding tax planning and if there's a silver bullet when it comes to paying taxes.